KPI's

The table below sets forth the Group's KPIs for the years ended 31 December 2014 and 31 December 2013, based on combined financial information:

 

  2014 2013
Live customer policies ('000) 1,711 1,418
Market share of UK private car insurance policies as at 31 December 5.1% 4.3%
Adjusted EBITDA per policy £68 £70
Adjusted EBITDA per FTE £64,255 £60,008
Live customer policies per FTE 943 852
Gross premiums placed (£m) 531.2 467.2
     
Group net loss ratio 75.3% 77.4%
Group expense ratio 13.8% 10.9%
Group combined operating ratio 89.1% 88.3%
     
Underwriting net admissible assets (£m) 107.9 104.2
Underwriting solvency coverage 268% 280%